Personal finance

Where to find the best-paying cities for Gen Z | Personal Finance

When compared to millennials — who largely entered the workforce in the wake of the Great Recession — Gen Zers face a much different job market and set of economic conditions. Wages are rapidly increasing, and businesses are struggling to find and retain workers. Taken together, these conditions better position Generation Z to avoid many …

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‘Stop Buying Avocado Toast’ and 3 Other Pieces of Toxic Financial Advice

Image source: Getty Images It’s time to kick these financial guilt trips to the curb. Key points Toxic financial advice shames the listener instead of helping them. Other examples include buying a home instead of continuing to rent and sacrificing hobbies so you can work more. It’s better to ignore these so-called tips and find …

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My Parents’ Old Blue Trash Can Taught Me a Savings Lesson

My parents kept the same trash can for years. It worked fine so they didn’t see a need to replace it. That taught me a lesson: There’s no sense in replacing things I own that still working. I’ve kept many household items that are “outdated” and it has saved me thousands. Loading Something is loading. …

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How Sunem and Israel Tovar Are Securing Generational Wealth

Siblings Sunem and Israel Tovar have a combined investment portfolio worth $327,000. They keep each other accountable and have even taught their extended family how to invest. They started the Dream Teacher Project to help other teachers of color reach financial independence. Loading Something is loading. Sunem Tovar’s financial journey began in 2016 when she …

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38% of Consumers are Cutting Costs to Cover Back-to-School Expenses This Year

Image source: Getty Images Back-to-school costs are an essential expense for many families. Key points Households expect to spend an average of $864 on back-to-school expenses, and $1,199 on back-to-college purchases. A whopping 38% of households are cutting other costs so they can afford back-to-school expenses. More than 40% will rely on online shopping and …

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