Guarantees

Our little house is awkward, our kids say: My husband and I make $160,000, have $1 million in retirement savings, cook at home and drive an old Honda.  Are we missing out?

Our little house is awkward, our kids say: My husband and I make $160,000, have $1 million in retirement savings, cook at home and drive an old Honda. Are we missing out?

I am a very lucky person with a very happy life, the annual family income of $160,000 is high compared to the rest of the world. However, we’re still pretty frugal—we cook at home, drive old Hondas and do home repairs ourselves where possible. We put about 20% of our income into retirement and college …

Our little house is awkward, our kids say: My husband and I make $160,000, have $1 million in retirement savings, cook at home and drive an old Honda. Are we missing out? Read More »

What stock market investors need to know about the January Trifecta Index

What stock market investors need to know about the January Trifecta Index

The US stock market is off to a rough start in 2023. Analysts said a bearish backdrop means that investors looking to popular January indicators for clues as to how the year will end should treat the data with caution. The Santa Claus Cluster, the First Five Days Early Warning System, and the January Scale …

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Music revenues sing a gentle melody for dealmakers despite the economic headwinds

Music revenues sing a gentle melody for dealmakers despite the economic headwinds

Music industry royalty seems to be living up to its reputation as a provider of steady returns in good times and bad, as song streaming fortunes continue to grow despite economic headwinds. While massive royalty deals in the context of $400 million sale of Bob Dylan’s catalog to Universal Music Group NV UNVGY In 2020 …

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Should you charge more for services such as your energy bill than a Netflix subscription?  This is where the software is headed.

Should you charge more for services such as your energy bill than a Netflix subscription? This is where the software is headed.

The revolution that started with a snowflake has turned into an avalanche, and it could lead to a change in the way Americans pay for their services. The software industry has helped achieve the “subscription economy,” where companies pay for services delivered through the cloud on a monthly basis rather than buying packaged software just …

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Here's how much financial professionals expect the market to recover in 2023

Here’s how much financial professionals expect the market to recover in 2023

What a dismal year for investors. Stocks and bonds, which are not supposed to move in tandem, plummeted. 60/40 virtual portfolio consisting of Vanguard Total Stock Market ETF (Stock ticker: VTI) and file Vanguard Total Bond Market ETF (BND) was recently down 13.5% for the year. The good news: There’s always next year. For this …

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Why stock market investors shouldn't count on Santa's rally this year

Why stock market investors shouldn’t count on Santa’s rally this year

Investors, like children on Christmas Eve, have come to expect Santa Claus to come down the chimney, walk to Wall Street and present the rewarding gift of a stock market rebound. Market analysts said that investors may be better off this year betting on a piece of coal, rather than waiting for tangible gains to …

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